The Bank of Karma

Finance, or not to finance…

Last week, my dearest friend, who works for a large relocation firm in Ohio, and I were discussing the challenges buyers face in 2011.  Financing, in particular. 

And then, like all conversations between friends, things took a more philosophical tone near the end of our telephone-banter.

D:  Heather, I’m beginning to believe that good things never happen to good people. I’m sure you see bad people succeed in NYC all the time.  Being good just doesn’t pay-off…

ME: I don’t know, D.  Maybe, the thing you should be questioning is if you do ‘good things’ because you want to or just because you expect something in return…If you expect something in return, then, I guess you’re not really a ‘good person,’ right?

D:  What about Karma? I know you believe in Karma!

ME: Oh yeah, Karma…

That dialogue of last week has me thinking a lot this week—about The Bank of Karma—deposits and lines of credit:

A few years ago (Great Recession 2009), it seemed like everyone was using the term K-A-R-M-A.  Karma this and Karma that, throwing it around like it was The Answer for everything—especially in the NYC real estate world.  I guess it helped people from doing bad or dishonest things when it came to dealing with others because they didn’t want bad things to happen to them.  At the same time, the only reason they did good things, when it came to others, was because they wanted good things to happen in their own lives.  I used to think and act this way, too. God knows, I’ve planted acres upon acres of “good seeds” in my life, like deposits in a bank, expecting some lush garden of American-green in return—whether it was for me—or for my children to sow for their own future.

But today, it all seems rather selfish—and hypocritical to me.  Thus, I’ve decided to no longer finance my life with Karma.  So does this mean I’m going to be one of those back-stabbing real estate brokers? No, it doesn’t.

Real-Estate-King-of- Manhattan, Donald Trump opened his New York Times Bestseller, THE ART OF THE DEAL, “I don’t do it for money…I do it to do it.”  Okay, so that’s an easy thing for someone to write and say when they are fiscally fortunate—this I’ll admit. But regardless of my thoughts or anyone’s opinion of The Don, I do like his intent, which I’m going to re-coin when it comes to being a good person:  Do it to do it; not because you expect anything or desire something in return.

So, there you go, I no longer finance my life via the Bank of Karma.  I do it to do it.

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